EPF or Employees' Provident Fund is a retirement benefits scheme where employees contribute a portion of their salary...
EPF Form 31The Employee Provident Fund, or EPF, is a retirement benefits program that allows you to build a retirement fund. A financial...
EPF Claim StatusEPF (Employees' Provident Fund), also known as PF (Provident Fund), is a mandatory retirement savings plan for workers of...
Post Office Savings SchemesThe Post Office offers various types of investment schemes to investors. Each scheme differs in terms of the rate of return...
Post Office Monthly Income SchemeOpting for a Post Office Monthly Income Scheme (POMIS) investment is easy with minimal documentation. However, before...
Post Office Tax Saving SchemesPost Office tax saving schemes are flagship investment schemes that post offices offer all over India. The main aim...
National Savings SchemeA National Savings Scheme (NSS) is a government-sponsored savings instrument. Typically, a licensed financial...
Universal Account NumberUAN, or Universal Account Number, is vital for EPF account holders as it facilitates online access to EPF services. With the EPFO portal, managing PF accounts, such as withdrawal, balance checking, and loan applications, is convenient without employer intervention.
UAN Member PortalThe Universal Account Number (UAN) is an identification number assigned to every registered member of EPFO. Issued...
UAN Registration & Activation OnlineUAN activation is imperative to avail of any online service related to EPF. UAN helps the employee as well as the employer to track multiple...
Employee Provident Fund (EPF)The EPF scheme, launched in 1951, caters to more than fifty million individuals. It is a welfare scheme governed by...
Check Your PF Balance OnlineEmployee Provident Fund (EPF) is a savings scheme offered by the Employees' Provident Fund Organisation...
EPF Interest RateThe Employees’ Provident Fund Scheme is a trusted tax-free investment solution designed to expand the savings of the salaried class...
EPF Form 5The Indian government uses the Employment Provident Fund Scheme to offer trusted retirement and savings options for salaried employees. As part of this scheme, employers...
Atal Pension Yojana (APY)Atal Pension Yojana (APY) is a guaranteed pension scheme up to Rs. 5,000 by the Government of India.
PPF WithdrawalIn 1968, PPF investments were introduced by the Finance Ministry to enable individuals to save small portions of their earnings...
EPS - Employee Pension SchemeEPS was introduced in 1995 for employees at factories and similar establishments. The principal employer needs to contribute...
PF Withdrawal FormProvident Fund (PF), also known as EPF (Employees’ Provident Fund), is an essential, beneficial savings plan designed ...
PF Form 19EPF (Employees’ Provident Fund) is a popular savings cum retirement plan where both employer and employee contribute a...
Kisan Vikas Patra (KVP)Kisan Vikas Patra (KVP) is a government initiative in India. The scheme was brought into action in the year 1988. As mentioned...
Jeevan Pramaan Patra - Life Certificate for PensionersJeevan Pramaan Patra is proof of the existence of an individual who wishes to receive a pension for post-retirement plans. These...
National Pension Scheme (NPS)Most people wonder what is National Pension Scheme. Well, a National Pension Scheme (NPS) is a government-based pension scheme in India. Indian citizens...
NPS ReturnsNational Pension Scheme (NPS) is a government-run program for Indian citizens. It allows them the opportunity
PF Withdrawal Rules 2022Provident Fund, also referred to as Employees Provident Fund, is a mandatory retirement cum savings...
KVP Interest RateKisan Vikas Patra is an extremely flexible investment scheme backed by the government of India. The savings scheme is available at all the post offices in India...
Swavalamban Pension YojanaThe Swavalamban pension plan was a micro-pension plan launched in the year 2010 with government backing. The scheme...
NSC – National Savings CertificateThe National Savings Certificate is primarily promoted as a savings plan for individuals. Therefore...
NSC Interest RateNSC, abbreviated for National Savings Certificate, is one of the most popular investment instruments for assured returns and tax benefits. It...
How To Check PPF Account BalancePPF, abbreviated for Public Provident Fund, is a long-term, government-supported investment with a maturation period of 15 years. The...
Why Invest in PPF?A Public Provident Fund is one of the most widely invested because of the PPF investment benefits it provides...
Saksham Yuva YojanaThe State Government of Haryana has launched the Saksham Yuva Yojana, an initiative focusing on the welfare and development of unemployed, educated youth. The project aims to provide monthly financial assistance to...
What is Form 15gForm 15G is a self-declaration form that allows individuals to avoid TDS (Tax Deducted at Source) deductions on their interest income from fixed deposits, savings accounts, or recurring deposits. Individuals under 60 having a total income...
What Is NPS Interest Rates?The contributions to the scheme and the selected asset classes determine the interest or return earned from NPS. The returns generated on NPS investment...
What is EDLI?The Government introduced the Employees Deposit Linked Insurance Scheme (EDLI) in 1976 to offer social security benefits to private...
Foreign Currency Non Resident Account (FCNR)Foreign Currency Non-Resident account (FCNR) is a type of bank account opened by Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) to deposit their foreign earnings in a foreign currency...
PRAN CardThe Pran Card full form is Permanent Retirement Account Number (PRAN), and it is a physical card. It is issued by NSDL e-Governance Infrastructure Limited...
List of Bank MergersBanking mergers involve two or more banks combining their operations and resources to become one. The merged entity is usually a...
Unit Link Insurance Plan (ULIP)The ULIP full form stands for Unit Link Insurance Plan. It is an insurance plan that provides policyholders with coverage against life risks and simultaneously offers them a market-linked investment option. In today's world, where the market is constantly changing and offering lucrative investment opportunities, ULIPs provide a great platform to investors...
GPF Interest Rates 2023The General Provident Fund is a savings and retirement scheme that has been established specifically for government employees in India...
SBI Annuity Deposit SchemeAs one of the biggest and most reliable banks in India, the State Bank of India (SBI) offers a variety of deposit schemes to meet the diverse financial needs of its customers....
Pension Fund Regulatory & Development (PFRDA)The PFRDA was established in 2003 to foster growth, oversee, and enhance India's pension sector. PFRDA full form is addressed as Pension Fund Regulatory and...
General Provident Fund (GPF)The full form of GPF is General Provident Fund. It is a savings scheme that caters to the financial needs of government employees in India. Introduced in 1960, the government manages the fund...
Senior Citizen Saving Scheme (SCSS)The Senior Citizen Savings Scheme is a safe and lucrative investment option for senior citizens. Senior citizen saving scheme interest...
NPS Tier 1National Pension Scheme or NPS Tier I is India's government-sponsored retirement savings programme. A person pays a certain amount ...
NPS Tier 2National Pension Scheme Tier II was introduced by the Indian Government, which is a retirement-focused pension scheme. Initially, it was exclusively for ...
What are Tier 1 and Tier 2 in NPS?National Pension System (NPS) is a popular investment scheme launched by the Government of India for retirement planning...
EPF Form 2The Employees' Provident Fund Scheme, 1952, mandates every employee to nominate one or more members to their EPF account...
EPF vs EPSBoth EPF and EPS are important savings schemes for employees in India. While EPF focuses on creating a retirement corpus for employees, EPS provides pension benefits for employees after retirement...
NPS (National Pension Scheme Charges)The full form of NPS is the National Pension Scheme. It is a pension scheme launched by the Government of India in 2004...
Atal Pension Yojna vs NPSThe full form of NPS & APY is National Pension Scheme and Atal Pension Yojna, respectively. They are two of the most popular retirement planning...
Pradhan Mantri Awas YojanaThe Pradhan Mantri Awas Yojana is government-backed housing finance in India. The affordable housing scheme was launched on 1 June 2015. Initially, the last date for availing of the scheme was 31 March 2022. But the date...
What is Fixed Deposit?Fixed deposit meaning is a type of investment offered by financial institutions where an individual can deposit a lump sum of money...
Superannuation Meaning: What is SuperannuationSuperannuation is a term that is often used in discussions about retirement savings. This financial arrangement allows...
NPS vs PPFOne of the crucial aspects of financial planning is retirement planning, of which two of the most popular investment methods are the Public Provident Fund (PPF) and the National Pension Scheme (NPS)...
EPF Form 10DAll employees registered with the Employee Provident Fund Organisation (EPFO) are automatically enrolled in the Employee Pension Scheme (EPS)...
Difference Between VPF And PPFThe VPF vs PPF are the most well-known provident funds in India. These provident funds can provide average returns to....
Introduction to Savings SchemesDue to the fact that many people lack financial literacy, managing funds becomes difficult. The...
PF Balance Check without UAN numberEmployee Provident Fund is a retirement welfare scheme the Indian Government introduced for private sector employees...
PF Balance Check with UAN Number Without PasswordRetirement planning, especially when PF balance check with UAN number without password, is a pivotal component of one's financial journey....
EPF vs PPFFinancial stability and securing a comfortable future require careful consideration when selecting savings and investment tools.....
How to Transfer Your PF from One Company to Another?Are you planning to move to a new company? If it’s a yes, then you must consider an important aspect...
TDS on PF Withdrawals: A Comprehensive GuideUnderstanding taxation is crucial to managing your finances effectively in personal finance...
How to Download Your EPF Passbook: A Comprehensive GuideOne tool stands out as an essential document in financial planning and securing your future - the EPF (Employee Provident Fund) Passbook...
How to Check PF Balance in Mobile: A Comprehensive GuideIn our modern, fast-paced digital world, it's incredibly easy to keep track of your Employee Provident Fund (EPF) balance...
How to Raise Grievance in EPFOIn India, the Employees' Provident Fund Organization (EPFO) is a beacon of financial security for employees...
How to Merge Two PF Accounts?Managing your finances can sometimes feel like assembling a puzzle with missing pieces...
How To Merge Two UAN Numbers OnlineWhen it comes to managing your EPF accounts, having multiple UANs can be both confusing and problematic. It's a common situation that ...
What is member ID in PF?The Member ID in the Employee Provident Fund (PF) is a unique identifier that plays a pivotal role in India's social security system....
Balika Samridhi YojanaBalika Samridhi Yojana is a social welfare scheme introduced by the Government in India in the year 1997.
What is Pradhan Mantri Jan Arogya YojanaPM JAY is a famous health insurance scheme that offers coverage of up to ₹5 lakh per family annually, covering both secondary and tertiary hospitalization expenses.
PPF Interest Rates 2023 - 24The PPF Interest rates2024 refers to the Public Provident Fund. It is a government-backed saving scheme. It has been brought forward with the motive of delivering the advantages of tax saving to people.
Post Office PPF Interest RateWith a high Post Office PPF Interest Rate, individuals can store their extra funds, earn secured returns and make significant savings.
Loan Against PPFThe facility for a PPF account loan is available to those seeking funds before completing six years of investment.
ELSS Vs PPFTwo notable schemes in this context are the Equity Linked Savings Scheme (ELSS) and the Public Provident Fund (PPF). These schemes not only yield high returns but also come with income tax benefits.
PPF Online PaymentPPF online payment is usually a simple process that enables you to make your investment in a hassle-free manner.
PPF Account for MinorsPPF account for minors is among the most reliable and time-tested investment schemes for Indian citizens.
PPF Account Age LimitThere is no specified PPF account age limit for opening and activating a PPF bank account. The adults, along with the children, are also eligible for having a PPF account.
PPF Deposit LimitThe PPF deposit limit refers to the maximum amount of money that you can invest annually in a Public Provident Fund (PPF) account.
PPF Account Withdrawal RulesAs you have completed the PPF account extension, you are allowed to withdraw the particular amount that was parked in the account during maturity.
Post Office PPF AccountThe segment of post is also referred to as the ‘post office' in regular terminology. It is one of the earliest and most significant organizations at present.
Best Child Investment Plans In IndiaAlmost every parent wants to offer their children a stable life so they can live comfortably. For this, they have to invest in a child's future, and undoubtedly, numerous options are available in India.
National Pension Scheme (NPS) Withdrawal Rules National Pension Scheme for NRI NPS Customer Care Number NPS Lite Aggregators List NPS v/s SIP How to Change Details in Atal Pension Yojana SchemeThe Atal Pension Yojana (APY) is a government-backed pension scheme in India that aims to provide financial security to individuals in their old age.
How to Close Atal Pension Yojana AccountThe Atal Pension Yojana (APY), a government-backed initiative, provides a predetermined pension to individuals employed in the unorganised sector who are not entitled to a regular pension.
How To Open Atal Pension Yojana (APY) Account OnlineLaunched by the Government of India, Atal Pension Yojana focuses on offering a guaranteed pension to those who may not have access to formal pension plans.
Atal Pension Yojana Tax BenefitsThe Atal Pension Yojana program is overseen by the Pension Fund Regulatory and Development Authority (PFRDA).
Difference Between APR vs APYThe terms APR and APY are significant if you want to borrow or invest money. APR and APY play a vital role in the calculation of interests.
Difference between GPF, EPF, and PPFThere are different types of provident funds designed to serve specific industries and goals.
EPF PaymentPF Payment refers to both parties' regular contributions to this fund, which provides financial stability for employees throughout their retirement years.
Steps to Upload KYC for EPF UANEnabling EPFO KYC updates online is a convenient process that allows individuals to ensure their information is accurate and up-to-date for seamless access to various EPF benefits.
How to Get Your Name Changed in the EPFName Changed in the EPF can be a critical step for employees to ensure their provident fund records align with their official identification documents.
How to Withdraw Money from Unclaimed EPF AccountStop Believing Misconceptions About EPF Withdrawal. A vital component of retirement planning for millions of Indian workers is the Employees' Provident Fund (EPF).
How to Open a Recurring Deposit Online 2024This blog elucidates how to open a recurring deposit account online, providing valuable insights & guidance for interested investors.
Income Tax on Recurring Deposit RDThis comprehensive guide elucidates the intricacies of income tax on RDs, covering key facets such as tax on RD interest, TDS implications, & benefits of Recurring deposit investments.
Post Office RD Interest Rates 2024A post office RD is one of the most popular savings alternatives to regular fixed deposits and other long-term plans offered by post offices. Let's dig deeper into features, benefits & intricacies of Post Office RD Interest Rates India.
Recurring Deposit Interest Rates 2024 Corporate FD vs Bank FD Fixed Deposit (FD) vs Public Provident Fund (PPF)Fixed Deposits (FDs) and Public Provident Funds (PPFs) are popular investment choices in India, each serving different financial needs and offering unique benefits.
Credit Card against Fixed DepositA Credit Card against Fixed Deposit (FD) is a secured credit card linked directly to a fixed deposit account held by the cardholder. This type of credit card is particularly beneficial for individuals who might not qualify for a standard credit card due to insufficient credit history or low credit score.
Fixed Deposit Sweep In FacilityFixed Deposit Sweep-In is a facility allowing depositors to link their fixed deposit account to a savings or current account. When the balance in the checking account falls below a certain threshold, the required amount is automatically "swept in" from the fixed deposit to the account, ensuring liquidity.
Monthly Interest Payout Fixed Deposit(FD) Post Office FD Interest Rates 2024In 2024, Post Office FDs remain a popular choice for secure savings. Offering competitive interest rates, these government-backed fixed deposits provide a risk-averse option for individuals aiming to preserve and grow their capital.
Senior Citizen FD Interest Rates 2024Senior citizens often look for safe investment avenues to park their retirement funds, and Fixed Deposits (FDs) are a popular choice due to their stability and predictable returns.
Short Term Fixed DepositA Short Term Fixed Deposit (FD) is a popular investment vehicle for those looking to earn a higher rate of interest on their savings for a short duration. Typically extending from 7 days to a year, short-term FDs ensure capital safety while offering better returns than regular savings accounts.
Fixed Deposit (FD) vs Recurring Deposit (RD)Fixed Deposits (FD) and Recurring Deposits (RD) are two popular savings instruments. FD involves depositing a lump sum for a fixed term, earning higher interest rates compared to regular savings accounts. Ideal for one-time, substantial investments, it provides stability and predictable returns.
Corporate Fixed DepositCorporate fixed deposits (FDs) are investment instruments offered by companies to secure capital directly from the public, featuring fixed terms and interest rates higher than those of bank FDs.
EPF Form 20EPF is a retirement scheme where both employee and employer contribute. If an employee can't work till retirement or passes away...
Form 13 For PF TransferWhen you switch jobs, you need to transfer your PF account using Form 13. You can do this online or offline. It's better to do it online because it's easier and faster.
PF Form 11Employees’s Provident Fund or EPF is a retirement savings scheme where both employees and employers contribute monthly...
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