An investor should know how to invest in direct mutual funds as these enable them to save on expenses that they would have had to pay otherwise. Mutual funds introduced direct plans for their schemes from January 2013, upon being nudged by the Securi

Mutual funds are classified according to their investment type, such as equity funds that derive their income from the equity markets; debt funds that derive their income from debt instruments, among others like liquid funds, gold funds, and ETF fund

When it comes to investments, there is no “one fit for all” investment option. Everyone has different investment goals and risk profiles. Hence, even if an investment suits your friend’s profile, it is not necessary that it suits you as well.

If you have been investing in equity mutual funds through a systematic investment plan (SIP), then you would have surely heard of a concept called rupee cost averaging (RCA). For example, if you spread your investments across 12 time periods in a yea

Debt funds invest in fixed income securities like Government bond, Corporate bond and money market securities with different maturities. Debt funds are categorized as Gilt Funds, Income funds, Liquid funds, MIP, etc. Debt funds are appropriate for

Balanced funds invest in equity and debt instruments to follow a moderate approach. Generally, balanced funds invest 70-80% in equity and 20-30% in debt depending on the market condition and investment mandate. The main objective of balanced funds is

Investing in a Systematic Investment Plan (SIP) is considered to be most favorable as you can invest as low as Rs. 500 in it. This makes it affordable for almost everyone, even those who have recently started working. But is this enough? Inflatio

To put it simply, a pool of money by people with similar risk tolerance, managed by a manager and being invested in a pre-defined financial instrument is known as mutual fund. They do not all necessarily invest in stock market. For example, some mutu

As per the famous saying the basic need of an individual is Roti (Food), Kapda (Clothing) aur Makaan (Shelter) but we can extend it further to SIP (Systematic Investment Planning). Before discussing SIP, let us first understand/revisit what is mut

"Mutual Funds are subject to market risks. Please read the offer documents carefully before investing" Did you pay heed to these cautionary lines blasted at you in all the different modes of advertisements for mutual funds? The answer perhaps

Financial world and its terminologies can leave the most intelligent people baffled with its nitty gritties. To a layman it all appears the same until he/she dwelves deeper to create a portfolio of their own. We simplify the financial terminology

table{padding:0px !important;} td{padding:0px !important;} There is a fine difference between the words 'same' and 'similar'. Many novice investors are falsely governed by the idea that thematic funds and sector funds, by and large