BAJAJFINSV

Bajaj Finserv Share Price

₹1,735.65 +23.15 (1.35%)

05 Nov, 2024 19:13

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Performance

  • Low
  • ₹1,686
  • High
  • ₹1,744
  • 52 Week Low
  • ₹1,419
  • 52 Week High
  • ₹2,030
  • Open Price₹1,714
  • Previous Close₹1,713
  • Volume1,646,381

Investment Returns

  • Over 1 Month -7.9%
  • Over 3 Month + 6.91%
  • Over 6 Month + 6.66%
  • Over 1 Year + 12.99%
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Bajaj Finserv Fundamentals Fundamentals refer to the financial data that companies report on a quarterly or annual basis.

  • P/E Ratio
  • 32.6
  • PEG Ratio
  • 2.2
  • Market Cap Cr
  • 277,125
  • P/B Ratio
  • 2.7
  • Average True Range
  • 47.27
  • EPS
  • 7.3
  • Dividend Yield
  • 0.1
  • MACD Signal
  • -26.95
  • RSI
  • 40.9
  • MFI
  • 39.06

Bajaj Finserv Financial

IndicatorSep 24Jun 24Mar 24Dec 23Sep 23
Net Sales/Income from operations1,217.11909.1143.6349.401,011.05
Total Income From Operations1,217.11909.1143.6349.401,011.05
P/L Before Interest, Excpt. Items & Tax1,165.75857.4414.307.37966.59
P/L Before Exceptional Items & Tax1,165.75857.4414.307.37966.59
P/L After Tax from Ordinary Activities907.57633.047.824.39754.34
Net Profit/Loss For the Period907.57633.047.824.39754.34
IndicatorMar 24Mar 23
Revenue From Operations [Gross]1,699.291,076.47
Revenue From Operations [Net]1,699.291,076.47
Total Operating Revenues1,699.291,076.47
Total Revenue1,733.911,147.61
Total Expenses196.99172.99
Profit/Loss Before Tax1,536.92974.62
Profit/Loss For The Period1,170.06732.52
IndicatorMar 24Mar 23
Net CashFlow - Operating Activity1,311.80787.71
Net Cash Used In Investing Activity-1,272.65-805.14
Net Cash Used in Finance Activity-25.423.05
Net Inc/Dec In Cash And Equivalent13.73-14.38
Cash And Equivalent End Of Year20.977.24
IndicatorMar 24Mar 23
Total Share Capital159.41159.26
Total Non-Current Liabilities28.7429.35
Total Current Liabilities52.8240.54
Total Capital And Liabilities6,650.535,317.96
Total Non-Current Assets175.35171.08
Total Current Assets6,475.185,146.88
Total Assets6,650.535,317.96
Indicator20242023
EBIT Margin (%)90.4490.53
Return On Capital Employed (%)23.2918.46
Return On Equity (%)17.8113.95
Long Term Debt To Equity (%)0.000.00
Book Value/Share (INR)41.2132.95
IndicatorSep 24Jun 24Mar 24Dec 23Sep 23
Net Sales/Income from operations33,703.7431,479.9332,040.8429,038.4326,022.66
Total Income From Operations33,703.7431,479.9332,040.8429,038.4326,022.66
P/L Before Interest, Excpt. Items & Tax12,008.1511,558.0110,676.7210,205.739,741.02
P/L Before Exceptional Items & Tax5,962.525,966.005,523.215,429.205,291.96
P/L After Tax from Ordinary Activities4,176.704,206.874,081.604,043.543,755.51
Net Profit/Loss For the Period4,176.704,206.874,081.604,043.543,755.51
IndicatorMar 24Mar 23
Revenue From Operations [Gross]110,381.9182,071.24
Revenue From Operations [Net]110,381.9182,071.24
Total Operating Revenues110,381.9182,071.24
Total Revenue110,383.0082,072.01
Total Expenses89,016.0665,262.07
Profit/Loss Before Tax21,366.9416,809.94
Profit/Loss For The Period15,587.2712,208.35
IndicatorMar 24Mar 23
Net CashFlow - Operating Activity-68,674.20-39,479.54
Net Cash Used In Investing Activity-10,959.69-13,945.21
Net Cash Used in Finance Activity82,708.7151,016.06
Net Inc/Dec In Cash And Equivalent3,074.82-2,408.69
Cash And Equivalent End Of Year8,579.215,504.39
IndicatorMar 24Mar 23
Total Share Capital159.41159.26
Total Non-Current Liabilities181,566.33134,027.30
Total Current Liabilities252,587.47193,883.81
Total Capital And Liabilities537,929.63405,509.19
Total Non-Current Assets8,582.526,912.28
Total Current Assets529,347.11398,596.91
Total Assets537,929.63405,509.19
Indicator20242023
EBIT Margin (%)36.0235.34
Return On Capital Employed (%)13.9313.70
Return On Equity (%)13.5013.82
Long Term Debt To Equity (%)291.70279.89
Book Value/Share (INR)651.00487.24

Bajaj Finserv Technicals

EMA & SMA

Current Price
₹1,735.65
+ 23.15 (1.35%)
pointer
  • stock-down_img
  • Bullish Moving Average 4
  • stock-up_img
  • Bearish Moving Average 12
  • 20 Day
  • ₹1,777.57
  • 50 Day
  • ₹1,785.45
  • 100 Day
  • ₹1,742.35
  • 200 Day
  • ₹1,685.92

Resistance and Support

1721.98 Pivot Speed
  • R3 1,816.27
  • R2 1,780.28
  • R1 1,757.97
  • S1 1,699.67
  • S2 1,663.68
  • S3 1,641.37

Is Bajaj Finserv Worth Buying?

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Ratings

Master Rating

EPS Strenth

Price Strength

Buyer Demand

Group Rank

Bajaj Finserv Ltd., is a holding company engaged in lending, insurance, wealth advisory, and power generation. It operates through segments like Life Insurance, General Insurance, Retail Financing, and Windmill. Bajaj Finserv has an operating revenue of Rs. 126,262.94 Cr. on a trailing 12-month basis. An annual revenue growth of 34% is outstanding, Pre-tax margin of 19% is great, ROE of 13% is good. The stock from a technical standpoint is trading below to its 50DMA and around 5% up from its 200DMA. It needs to take out the 50DMA levels and stay above it to make any further meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 76 which is a FAIR score but needs to improve its earnings, a RS Rating of 45 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at B+ which is evident from recent demand for the stock, Group Rank of 106 indicates it belongs to a poor industry group of Insurance-Brokers and a Master Score of C is fair but needs to improve. Institutional holding has gone up in the last reported quarter is a positive sign. Overall, the stock has mediocre earnings and technical strength, there are superior stocks in the current market environment. Disclaimer: This stock analysis report is algorithmically generated for informational purposes only and should not be considered as a buy or sell recommendation. (+)

Bajaj Finserv Corporate Actions - Bonus, Splits, Dividends

Date Purpose Remarks
2024-10-23 Quarterly Results
2024-07-24 Quarterly Results
2024-04-26 Audited Results & Final Dividend
2024-01-30 Quarterly Results
2023-10-27 Quarterly Results
Date Purpose Remarks
2024-06-21 FINAL Rs.1.00 per share(100%)Final Dividend
2023-06-30 FINAL Rs.0.80 per share(80%)Final Dividend
2022-07-01 FINAL Rs.4.00 per share(80%)Dividend
Date Purpose Remarks
2022-09-14 Split Rs.0.00 split from Rs. 5/- to Re. 1/-.
Date Purpose Remarks
2022-09-14 Bonus Re.0.00 issue of equity shares in the ratio of 1:1 of Re. 1/-.

Bajaj Finserv F&O

Bajaj Finserv Shareholding Pattern

60.64%
4.52%
3.35%
7.98%
0.01%
10.29%
13.21%

About Bajaj Finserv

Bajaj Finserv Limited is a non-banking financial services firm based in Pune, India. It is mostly concerned with loans, asset management, wealth management, and insurance.

Bajaj Finserv Limited (BFS) is the holding company for the Bajaj Group's different financial services operations. It provides asset acquisition solutions through financing, general insurance, family protection and income protection in the form of life and health insurance, and retirement and savings solutions to millions of consumers in the financial services industry. 

On March 25, 1987, Bajaj Auto Finance Limited was established as a non-banking financial organisation primarily offering two and three-wheeler finance. Bajaj Auto Lending Ltd launched its initial public offering of equity shares after 11 years in the auto finance business. It was listed on the Bombay Stock Exchange and the National Stock Exchange of India. Around the turn of the twentieth century, the firm entered the consumer durables finance market and began issuing small-size loans at zero interest rates. Bajaj Auto Finance expanded into company and property loans in the following years.

The company's assets under management surpassed INR 1,000 crore in 2006 and are now at INR 52,332 crore. The company's registered name was changed from Bajaj Auto Finance Limited to Bajaj Finance Limited in 2010. As of March 2022, the corporation specialises in consumer credit, SME lending, commercial lending, rural lending, deposits, and wealth management.

In addition, it has 294 consumer branches and 497 rural locations, and approximately 33,000 distribution outlets. In the second quarter of fiscal 2017, the company recorded a pre-tax profit of INR 626 crores and a post-tax profit of INR 408 crores, with a ROA of 0.8% and an ROE of 5.1%.

Bajaj Finserv Limited, the parent firm, owns 57.28% of the total shares and controls the subsidiary Bajaj Finance Ltd. Maharashtra Scooters Limited, the Government of Singapore, Smallcap World Fund INC, and AXIS Long Term Equity Fund are other important investors.

Subsidiaries

Bajaj Finserv Ltd. has various subsidiaries like Bajaj Fin, Bajaj Allianz Life Insurance, Bajaj Allianz General Insurance,  Bajaj Allianz Financial Distributors Ltd., Bajaj Finserv Health Ltd., etc. Two of them are explained below :

Bajaj Allianz Life Insurance is a collaboration of Bajaj Finserv and Allianz SE. As one of India's private insurance businesses, it provides insurance solutions for financial planning and security. On August 3, 2001, the company got a certificate of registration from the Insurance Regulatory and Development Authority (IRDA) to conduct a life insurance business in India.

Bajaj Allianz General Insurance is an Indian private general insurance firm. Another collaboration between Bajaj Finserv Limited and Allianz SE. It is based in Pune and has offices in over 200 Indian cities, with over 3,500 workers as of 2018.

Market Insights

BFS owns 55.13% of Bajaj Finance Limited (BFL) and 74% of Bajaj Allianz General Insurance Company Limited (BAGIC) and Bajaj Allianz Life Insurance Company Limited (BAALI) (BALIC). Apart from financial services, BFS is also involved in wind energy generating, with 138 windmills in Maharashtra with a total installed capacity of 65.2 MW. Bajaj Finance Ltd (formerly known as Bajaj Auto Finance Ltd) is a Non-Banking Finance Company specialising in consumer loans, SME financing, commercial lending, and wealth management.

BAGIC is a joint venture between BFS and Allianz SE Germany in the general insurance sector. With over 88 million retail and corporate customers, the Allianz Group is one of the world's biggest insurers and asset managers. BFS owns 74% of BAGIC, with Allianz SE owning the remaining 26%. BALIC is a joint venture between BFS and Allianz SE in the life insurance industry. BFS owns 74% of BALIC, with Allianz SE owning the remaining 26%. Bajaj Finserv was founded on April 30, 2007, as a separate corporation from Bajaj Auto Limited, focusing only on the group's financial services sector.

CSR Activities

The Bajaj Group addresses community needs through social investments, launching long-term programs in health, education, the environment, women's empowerment, infrastructure, rural development, community development, and disaster relief.

● Education for Autistic and Slow  learner Children
● Community-based management of  Disability -  Childhood to  Livelihood
● Tree Plantation
● Support for nonformal centres
● Healthy  Motherhood,  Healthy Childhood, and targeting the  Hardcore Poor
● Addressing issues of child protection  and Nutrition
● Holistic Nutrition  Support to  Underprivileged  Children Afflicted  with Cancer
● Comprehensive  Tribal Model  Village  Development  Program
● Operation and  shelter for  children of quarry  workers
● Equipping  vulnerable  families with  adequate means  to provide for  their children

Bajaj Finserv's Areas of Business

Consumer Finance and Lending

● BFS is involved in the finance business through Bajaj Finance Ltd. (BFL), a firm that is listed on The Stock Exchange of Mumbai (the BSE) and the National Stock Exchange (NSE).

● BFL, for its part, has a 100% subsidiary — Bajaj Housing Finance Ltd. ('BHFL' or 'Bajaj Housing') — that is registered as a Housing Finance Company (HFC) with the National Housing Bank (NHB) for its mortgage operations.

● In FY2020, BFL launched its brokerage operations through its 100% subsidiary, Bajaj Financial Securities Ltd. ('BFinsec').

● Bajaj Finserv had a 52.74% stake in BFL at the end of the fiscal year.

Protection and Savings

● These are handled by I Bajaj Allianz General Insurance Company Ltd. (BAGIC) for general insurance, which includes health insurance, and (ii) Bajaj Allianz Life Insurance Company Ltd. (BALIC) for life insurance and retirement plans. Both BAGIC and BALIC are unlisted joint ventures with Allianz SE, one of the world's largest composite insurers.

● Both insurance businesses will celebrate their twentieth anniversary in March 2021.

● BFL is also involved in the savings market through its fixed deposits vertical.

(+)
  • NSE Symbol
  • BAJAJFINSV
  • BSE Symbol
  • 532978
  • Chairman & Managing Director
  • Mr. Sanjiv Bajaj
  • ISIN
  • INE918I01026

Bajaj Finserv FAQs

Bajaj Finserv share price is ₹1,735 As on 05 November, 2024 | 19:00

The Market Cap of Bajaj Finserv is ₹277124.7 Cr As on 05 November, 2024 | 19:00

The P/E ratio of Bajaj Finserv is 32.6 As on 05 November, 2024 | 19:00

The PB ratio of Bajaj Finserv is 2.7 As on 05 November, 2024 | 19:00

The stock price CAGR of Bajaj Finserv for 10 Years is 44%, 5 Years is 42%, 3 Years is 45%, and 1 Year is 100%.

Bajaj Finserv Limited is an Indian financial services company that specialises in lending, asset management, wealth management, and insurance. It is a part of Bajaj Holdings & Investments Limited.

Bajaj Finserv provides personalized and inexpensive financing to assist you to meet a variety of business demands. This choice is convenient and hassle-free, with low-interest rates, flexible repayment options, and excellent customer service, and will help you increase the profitability of your business.

Bajaj Finserv has a trailing 12-month operating revenue of INR 63,303.08 Cr. Annual revenue growth of 11% is good, the pre-tax margin of 16% is excellent, and ROE of 12% is good. The fact that institutional holdings increased in the most recent quarter is a good sign.

You can easily buy the shares of Bajaj Finserv Ltd by registering at 5Paisa and setting up a Demat Account in your name.

The Return on Equity on shares of Bajaj Finserv Ltd has been 12% for the past 1 year.

This month's BajajFinserv trend is positive, which means that BajajFinserv target projections on the upside have a stronger possibility. This month's BajajFinserv objectives are 14098.06, 17848.92 on the upside and 11769.94, 11381.92 on the downside.

Q2FY23
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