Long Duration Funds
The best long term mutual funds are market vehicles that keep the investor’s money parked in market instruments for longer durations, typically for about 7 to 10 years. For example, selecting a Systematic Investment Plan that invests in the best long term mutual fund for ten years will make your investments compound over time as per the performance of the stocks the fund invests in over 10 years. View More
Long Duration Funds Mutual Funds List
Fund Name | Fund Size(Cr.) | 3Y | 5Y | |
---|---|---|---|---|
Nippon India Nivesh Lakshya Fund - Direct Growth
|
8,968 | 6.89% | 7.34% | |
ICICI Pru Long Term Bond Fund - Direct Growth
|
1,018 | 6.03% | 6.41% | |
Aditya Birla SL Long Duration Fund - Direct Growth
|
157 | - | - | |
AXIS Long Duration Fund - Direct Growth
|
522 | - | - | |
SBI Long Duration Fund - Direct Growth
|
2,638 | - | - | |
HDFC Long Duration Debt Fund - Direct Growth
|
5,466 | - | - | |
UTI-Long Duration Fund - Direct Growth
|
116 | - | - | |
Bandhan Long Duration Fund - Direct Growth
|
218 | - | - | |
Kotak Long Duration Fund - Direct Growth
|
186 | - | - |
Fund Name | 1Y | Rating | Fund Size |
---|---|---|---|
Nippon India Nivesh Lakshya Fund - Direct Growth
|
11.67% Fund Size - 8,968 |
||
ICICI Pru Long Term Bond Fund - Direct Growth
|
10.70% Fund Size - 1,018 |
||
Aditya Birla SL Long Duration Fund - Direct Growth
|
11.32% Fund Size - 157 |
||
AXIS Long Duration Fund - Direct Growth
|
11.61% Fund Size - 522 |
||
SBI Long Duration Fund - Direct Growth
|
11.84% Fund Size - 2,638 |
||
HDFC Long Duration Debt Fund - Direct Growth
|
11.91% Fund Size - 5,466 |
||
UTI-Long Duration Fund - Direct Growth
|
11.44% Fund Size - 116 |
||
Bandhan Long Duration Fund - Direct Growth
|
- Fund Size - 218 |
||
Kotak Long Duration Fund - Direct Growth
|
- Fund Size - 186 |
Who Should Invest in Long Term Funds?
Features of Long Term Funds
Taxability of Long Term Funds
Risks Involved With Long Term Funds
Advantages of Long Term Mutual Funds
Popular Long Duration Funds
- Nippon India Nivesh Lakshya Fund - Direct Growth
- ₹ 100
- ₹ 8,9680
- 6.89%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 8,968
- 3Y Return
- 6.89%
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 8,968
- 3Y Return
- 6.89%
- ICICI Pru Long Term Bond Fund - Direct Growth
- ₹ 1000
- ₹ 1,0180
- 6.03%
- Min SIP Investment Amt
- ₹ ₹ 1000
- AUM (Cr.)
- ₹ 1,018
- 3Y Return
- 6.03%
- Min SIP Investment Amt
- ₹ ₹ 1000
- AUM (Cr.)
- ₹ 1,018
- 3Y Return
- 6.03%
- Aditya Birla SL Long Duration Fund - Direct Growth
- ₹ 500
- ₹ 1570
- -
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 157
- 3Y Return
- -
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 157
- 3Y Return
- -
- AXIS Long Duration Fund - Direct Growth
- ₹ 1000
- ₹ 5220
- -
- Min SIP Investment Amt
- ₹ ₹ 1000
- AUM (Cr.)
- ₹ 522
- 3Y Return
- -
- Min SIP Investment Amt
- ₹ ₹ 1000
- AUM (Cr.)
- ₹ 522
- 3Y Return
- -
- SBI Long Duration Fund - Direct Growth
- ₹ 500
- ₹ 2,6380
- -
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 2,638
- 3Y Return
- -
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 2,638
- 3Y Return
- -
- HDFC Long Duration Debt Fund - Direct Growth
- ₹ 100
- ₹ 5,4660
- -
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 5,466
- 3Y Return
- -
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 5,466
- 3Y Return
- -
- UTI-Long Duration Fund - Direct Growth
- ₹ 500
- ₹ 1160
- -
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 116
- 3Y Return
- -
- Min SIP Investment Amt
- ₹ ₹ 500
- AUM (Cr.)
- ₹ 116
- 3Y Return
- -
- Bandhan Long Duration Fund - Direct Growth
- ₹ 100
- ₹ 2180
- -
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 218
- 3Y Return
- -
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 218
- 3Y Return
- -
- Kotak Long Duration Fund - Direct Growth
- ₹ 100
- ₹ 1860
- -
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 186
- 3Y Return
- -
- Min SIP Investment Amt
- ₹ ₹ 100
- AUM (Cr.)
- ₹ 186
- 3Y Return
- -
FAQs
Investments in Long Duration Funds are for a minimum of 3 years. The resulting returns are referred to as LTCGs or long-term capital gains. These are taxable at 20 regardless of the income tax rate. Long-duration funds capital gains tax considers indexation and helps investors reduce their overall tax liability.
Yes, bond funds can lose money based on interest rate fluctuations. The size of the gains or losses also depends on the portfolio’s composition.
Long duration funds have a long horizon. It means that investments will likely go through an entire business cycle and therefore involve greater risk than short-term funds. These funds pose a higher risk in case of changes in interest rates if there is any reversal of the business or economic cycle.
Several Investors look for stable returns to reach a long-term financial goal, such as buying a house, saving for retirement, or financing their child’s education. Long-term funds are open-ended investments that invest in bonds (generally in government and corporate bonds) with longer maturities. These long-duration funds come with a higher risk and can offer higher returns than medium-term funds in a falling interest rate scenario. These funds do not have a predetermined maturity date, and the lack of a lock-in period can lead to high liquidity.
Yes, you can sell long-duration funds after doing considerable research on their potential gain or loss in returns at any time as needed.
Long-duration funds don’t have specific regulations on the type of borrowers they can lend to. However, most of the funds in this category lend themselves to high-end, secure, or quality borrowers.
Long Duration Funds have averaged returns of 3.76% per year, whereas their annualized returns over 3 and 5 years are 6.15% and 6.1%, respectively.
- Aggressive Hybrid
- Arbitrage
- Balanced Hybrid
- Banking and PSU
- Childrens
- Conservative Hybrid
- Contra
- Corporate Bond
- Credit Risk
- Dividend Yield
- Dynamic Asset
- Dynamic Bond
- ELSS
- Equity Savings
- Fixed Maturity Plans
- Flexi Cap
- Floater
- Focused
- FoFs Domestic
- FoFs Overseas
- Gilt Fund with 10 year
- Gilt
- Index
- Large & Mid Cap
- Large Cap
- Liquid
- Long Duration
- Low Duration
- Medium Duration
- Medium to Long Duration
- Mid Cap
- Money Market
- Multi Asset Allocation
- Multi Cap
- Overnight
- Passive ELSS
- Retirement
- Sectoral / Thematic
- Short Duration
- Small Cap
- Ultra Short Duration
- Value