PNB Share Price

Name: PNB
Brand: PNB

Large Cap

₹108.03

-2.78 (-2.51%)

Advice
Hold

18 September, 2024 02:38 BSE: 532461 NSE: PNB ISIN: INE160A01022

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PNB Performance

Day Range

Low 108
High 111

₹ 108

52 Week Range

Low 67
High 143

₹ 108

Open Price111
Previous Close111
Volume18548760

PNB Chart

Over 1 Month -4.43%
Over 3 Month -16.22%
Over 6 Month -8.25%
Over 1 Year + 45.69%

PNB Key Statistics

P/E Ratio	10.1
PEG Ratio	0.1
Market Cap Cr
Price to Book Ratio	1.2
EPS	7.5
Dividend	1.4
Relative Strength Index	35.63
Money Flow Index	41.16
MACD Signal	-1.93
Average True Range	2.61

PNB F&O

PNB Futures PNB Option Chain

Pnb Investment Rating

Master Rating:
Punjab National Bank has an operating revenue of Rs. 126,120.79 Cr. on a trailing 12-month basis. An annual revenue growth of 24% is outstanding, Pre-tax margin of 11% is healthy, ROE of 8% is fair but needs improvement. The stock from a technical standpoint is trading below to its key moving averages. It needs to take out these levels and stay above it to make any meaningful move. It is currently FORMING a base in its weekly chart and is trading around 22% away from the crucial pivot point. From an O'Neil Methodology perspective, the stock has an EPS Rank of 97 which is a GREAT score indicating consistency in earnings, a RS Rating of 28 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at C- which is evident from recent supply seen, Group Rank of 158 indicates it belongs to a poor industry group of Banks-Money Center and a Master Score of C is fair but needs to improve. Institutional holding has gone up in the last reported quarter is a positive sign. Overall, the stock is lagging behind in some of the technical parameters, but great earnings make it a stock to examine in more detail.

EPS Strength

Price Strength

Buyer Demand

Group Rank

PNB Financials

Standalone Consolidated

Quarterly P&L
Annual P&L
Balance Sheet
Cash Flow
Ratios
Quarterly P&L
Annual P&L
Balance Sheet
Cash Flow
Ratios

Indicator	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023
Oper Rev Qtr Cr	28,556	28,113	27,288	26,355	25,145	23,849
Operating Expenses Qtr Cr	7,505	8,195	6,636	6,735	6,970	7,053
Operating Profit Qtr Cr	6,581	6,416	6,331	6,216	5,968	5,866
Depreciation Qtr Cr	0	0	0	0	0	0
Interest Qtr Cr	18,080	17,750	16,995	16,432	15,641	14,350
Tax Qtr Cr	2,017	1,817	1,369	1,016	747	877
Net Profit Qtr Cr	3,252	3,010	2,223	1,756	1,255	1,159

Indicator	Mar 2024	Mar 2023
Total Revenue Annual Cr	120,285	97,287
Operating Expenses Annual Cr	28,536	24,105
Operating Profit Annual in Cr	24,931	22,529
Depreciation Cr	0	897
Interest Annual Cr	66,819	50,652
Tax Annual Cr	4,950	1,781
Net Profit Annual Cr	8,245	2,507

Indicator	Mar 2024	Mar 2023
Cash from Operating Activity Annual Cr	-27,895	21,780
Cash from Investing Activity Annual Cr	-1,539	-682
Cash from Financing Annual Activity Cr	3,430	1,364
Net Cash Flow Annual Cr	-26,004	22,462

Indicator	Mar 2024	Mar 2023
Total ShareHolders Funds Annual Cr	106,477	99,856
Fixed Assets Annual Cr	12,319	12,051
Total Non Current Assets Annual Cr	0	0
Total Current Assets Annual Cr	998,502	1,053,784
Total Assets Annual Cr	1,561,835	1,461,831

Indicator	Mar 2024	Mar 2023
Book Value Per Share Annual Rs	97	91
ROE Annual %	8	3
ROCE Annual %	6	5
Total Debt to Total Equity Annual	-	-
EBDIT Annual Margin %	0	0

Indicator	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023
Oper Rev Qtr Cr	29,145	28,682	27,852	26,858	25,673	24,305
Operating Expenses Qtr Cr	7,570	8,271	6,705	6,798	7,035	7,105
Operating Profit Qtr Cr	6,654	6,500	6,378	6,239	5,934	6,338
Depreciation Qtr Cr	0	0	0	0	0	0
Interest Qtr Cr	18,536	18,206	17,444	16,820	16,064	14,690
Tax Qtr Cr	2,035	1,839	1,382	1,014	768	889
Net Profit Qtr Cr	4,007	3,342	2,433	1,990	1,342	1,864

Indicator	Mar 2024	Mar 2023
Total Revenue Annual Cr	122,394	99,085
Operating Expenses Annual Cr	28,809	24,336
Operating Profit Annual in Cr	25,051	22,932
Depreciation Cr	906	905
Interest Annual Cr	68,534	51,817
Tax Annual Cr	5,003	1,792
Net Profit Annual Cr	9,107	3,348

Indicator	Mar 2024	Mar 2023
Cash from Operating Activity Annual Cr	-27,939	22,592
Cash from Investing Activity Annual Cr	-1,506	-732
Cash from Financing Annual Activity Cr	3,518	1,275
Net Cash Flow Annual Cr	-25,928	23,135

Indicator	Mar 2024	Mar 2023
Total ShareHolders Funds Annual Cr	110,387	102,881
Fixed Assets Annual Cr	12,348	12,084
Total Non Current Assets Annual Cr	0	0
Total Current Assets Annual Cr	1,139,867	1,064,651
Total Assets Annual Cr	1,598,636	1,493,649

Indicator	Mar 2024	Mar 2023
Book Value Per Share Annual Rs	100	93
ROE Annual %	9	4
ROCE Annual %	6	5
Total Debt to Total Equity Annual	-	-
EBDIT Annual Margin %	0	0

Invest in PNB

PNB Technicals

EMA & SMA

Current Price

₹108.03

-2.78 (-2.51%)

Bullish Moving Average
___
0

Bearish Moving Average
___
16

EMA SMA

20 Day
₹112.28

50 Day
₹115.80

100 Day
₹117.50

200 Day
₹111.25

20 Day
₹113.14

50 Day
₹116.20

100 Day
₹121.46

200 Day
₹116.77

PNB Resistance and Support

PIVOT

₹108.92

Resistance
First Resistance	110.01
Second Resistance	112.00
Third Resistance	113.09

RSI	35.63
MFI	41.16
MACD Single Line	-1.93
MACD	-2.21

Support
First Support	106.93
Second Support	105.84
Third Supoort	103.85

PNB Delivery and Volume

Period	NSE + BSE Volume Avg	NSE + BSE Delivery Volume Avg	NSE + BSE Delivery Volume %
Day	19,127,523	752,476,755	39.34
Week	21,883,452	744,693,858	34.03
1 Month	19,981,421	776,877,664	38.88
6 Month	41,772,857	1,503,822,863	36

PNB Result Highlights

PNB Synopsis

NSE-Banks-Money Center

Punj. Nationlbak is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company’s Total Operating Revenue is Rs. 106901.62 Cr. and Equity Capital is Rs. 2202.20 Cr. for the Year ended 31/03/2024. Punjab National Bank is a Public Limited Listed company incorporated on 19/07/1969 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L20012024PUNJABNAT and registration number is 0.

Market Cap	122,013
Sales	123,872
Shares in Float	297.30
No of funds	582
Yield	1.35

Book Value	1.24
U/D Vol ratio	0.7
LTDebt / Equity	47
Alpha	-0.06
Beta	1.85

PNB Shareholding Pattern

Owner Name	Jun-24	Mar-24	Dec-23	Sep-23
Promoters	73.15%	73.15%	73.15%	73.15%
Mutual Funds	1.91%	3.43%	4.81%	4.85%
Insurance Companies	8.72%	8.89%	8.88%	8.91%
Foreign Portfolio Investors	5.51%	4.82%	3.1%	2.65%
Financial Institutions/ Banks		0.04%		0.03%
Individual Investors	9.1%	8.56%	8.76%	9.07%
Others	1.61%	1.11%	1.3%	1.34%

PNB Management

Name	Designation
Mr. K G Ananthakrishnan	Non Executive Chairman
Mr. Atul Kumar Goel	Managing Director & CEO
Mr. M Paramasivam	Executive Director
Mr. Binod Kumar	Executive Director
Mr. Kalyan Kumar	Executive Director
Mr. Bibhu Prasad Mahapatra	Executive Director
Mr. Pankaj Joshi	Part Time Non Official Director
Mr. Sanjeev Kumar Singhal	Part Time Non Official Director
Mr. Jatinder Singh Bajaj	Shareholder Director
Dr. Rekha Jain	Shareholder Director
Mr. Pankaj Sharma	Government Nominee Director
Mrs. Uma Sankar	Nominee Director

PNB Forecast

Price Estimates

2,000(9.8%)

1,758(-3.5%)

1,590(-12.7%)

Other Analyst Rating

PNB Corporate Action

Board

Date	Purpose	Remarks
2024-07-27	Quarterly Results
2024-05-09	Audited Results & Dividend
2024-03-28	Others	Inter alia, to consider : raising of capital through issuance of Basel III Compliant AT 1 Bonds and Tier II Bonds in one or more tranches during FY 2024-25. alia, to consider and approve Qualified Institutions Placement of Equity Shares of Face Value of Rs.2 each (the "Equity Shares")
2024-01-29	Others
2024-01-25	Quarterly Results

PNB MF Shareholding

Name	Amount(cr)
HDFC Balanced Advantage Fund Growth	95,391
Kotak Equity Arbitrage Fund Growth	53,423
SBI Contra Fund Regular Payout Inc Dist cum Cap Wdrl	39,433
SBI Arbitrage Opportunities Fund Regular Growth	32,415
SBI Long Term Equity Fund Regular Payout of Income Distribution cum capital wdrl	28,000

About PNB

In 1894, Punjab National Bank (PNB) is one of the oldest banks of India, with its headquarters in Lahore. The founder of this bank was Dyal Singh Majithia, who also served as the first chairman of the bank. It is one of India's largest banks, with over 10,528 domestic branches, and 2 International branches along with overseas offices in Colombo, Yangon, Dhaka, Dubai and London. The bank provides all major banking products like current accounts, savings accounts, term deposits and money market instruments to its customers.

Business Verticals

The bank has evolved into a leading universal banking institution catering to customer needs across segments by adopting best practices and embracing technology in all its business processes. The bank offers a wide range of products and services to suit varied customer needs.

PNB is India’s first bank to have been started solely with Indian capital. They provide a wide range of banking services, including internet banking, ATMs, credit cards, debit cards, mobile banking, NEFT/RTGS. PNB is one of only two banks in India with a network of over 10,000 branches, and over 13,506 automated teller machines (ATMs) spread across more than 675 cities/towns/villages. Over 50% of its branch network is situated outside major metropolitan areas.

Milestones

1894 - PNB was established in Lahore.

1895 - PNB began operations on Ganpatrai Road in Lahore.

1904 - PNB opened branches in Karachi and Peshawar.

1939 - PNB acquired Bhagwan Dass Bank Limited.

1947 - When India and Pakistan were divided after independence, PNB lost its Lahore headquarters but continued to operate in Pakistan. To save itself, PNB merged with Indo-Commercial Bank Limited (founded in 1933).

1961 - PNB acquired Universal Bank of India.

1963 - the PNB branch in Rangoon (Yangon) was nationalized by the Government of Burma.

1965 - Following the Indo-Pak war, the Pakistani government seized all Indian bank offices in Pakistan, including PNB's head office, which may have relocated to Karachi. East Pakistan also had PNB branches (Bangladesh).

1969 - PNB and 13 other major banks were nationalized by The Government of India.

1978 - PNB opened a branch in London.

1986 - Following a fraud scandal, the Reserve Bank of India required PNB to transfer its London branch to the State Bank of India.

1988 - PNB rescued Hindustan Commercial Bank Limited through acquisition.

1993 - PNB acquired the New Bank of India, which had been nationalised by the Government of India in 1980

1998 - PNB established a representative office in Almaty, Kazakhstan.

2003 - PNB acquired Nedungadi Bank (founded in 1899), Kerala's oldest private sector bank.

PNB FAQs

What is Share Price of PNB ?

PNB share price is ₹108 As on 18 September, 2024 | 02:24

What is the Market Cap of PNB ?

The Market Cap of PNB is ₹118952 Cr As on 18 September, 2024 | 02:24

What is the P/E ratio of PNB ?

The P/E ratio of PNB is 10.1 As on 18 September, 2024 | 02:24

What is the PB ratio of PNB ?

The PB ratio of PNB is 1.2 As on 18 September, 2024 | 02:24

What was the company's most recent reported net income?

Punjab National Bank recorded a total interest income of 74,879 crores most recently.

What is the future of the company's shares?

Punjab National Bank stock is a good option for long-term investment since Punjab National Bank outperformed its peers across the boards, including growth, asset quality, and margins.

How to buy shares of Punjab National Bank?

The company's shares can be bought online or offline by opening a Demat account with 5Paisa and verifying the KYC documents.

PNB Key Statistics

P/E Ratio	10.1
PEG Ratio	0.1
Market Cap Cr
Price to Book Ratio	1.2
EPS	7.5
Dividend	1.4
Relative Strength Index	35.63
Money Flow Index	41.16
MACD Signal	-1.93
Average True Range	2.61

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